Georgia barrier island, coastal homes, tidal creeks, and marsh

Glynn County · Coastal Georgia

Flood insurance for St. Simons Island homes and condos

We help St. Simons homeowners compare coverage for houses, condos, vacation homes, rentals, and elevated properties.

Get a Free Flood Insurance Quote

Start with the address

The flood map is helpful, but there’s more to consider.

St. Simons Island includes inland neighborhoods, marsh-side homes, and waterfront property. Where the building sits, how it is constructed, what is below the living floor, and how the property is used can all affect your options.

Properties we often help with

What may affect your options

  • Primary residences and second homes
  • Condominium units with association master policies
  • Furnished vacation and rental properties
  • Elevated homes with parking or storage below
Helpful details

What we’ll want to know

  • Is this a primary, secondary, or rental home?
  • For a condo, what does the association insure?
  • Is there an elevation certificate?
  • Are belongings or finished areas below the elevated floor?

Check the latest maps

Let’s look at the property before you choose coverage.

Flood maps can change, and elevation, jurisdiction, and construction details all matter. These resources can help confirm what applies today.

Local resourceGlynn County GIS flood mapsFederal resourceFEMA Map Service Center

We’re happy to help

Need a flood insurance quote for a St. Simons Island property?

Tell us what you know about the property. We’ll help with the rest and explain your options in plain language.